There's a lot of confusion over the new Affordable Care Act, and scammers are trying to cash in.

They're working the phones and launching websites: Calling to sign up people up for fake Obamacare cards or hoping to take advantage of the fact there's no single place online where ALL Americans can get coverage.

"There is not a one-stop shop. So the best way is to go to your state's homepage and then go from there, rather than just doing an open Google search," Megan Reid with the Better Business Bureau in Sacramento said. 

Reid says some scammers will try to confuse seniors about Medicare, which won't be changing. Bottom line: always be suspicious of calls, emails, or texts.

"The federal government uses the mail. They don't call people," Reid said.