Federal disaster loans are now available to small, non-farm businesses in 39 California Counties affected by the drought.

Loans of up to $2 million are being offered to help meet financial obligations and operating expenses that have been negatively affected by the drought.

"They're low interest loans, 4% for most businesses, and 2.65% for most non-profits," said Yolanda Stokes with the U.S. Small Business Association.

She added that, by law, the U.S. Small Business Association makes the loans available when the U.S. Secretary of Agriculture declares an "ag disaster," which Tom Vilsack did last Thursday.

"We want to help our small businesses, quite a few of them are suffering through this drought," Stokes said.

Sacramento, Placer, Yolo and El Dorado counties are included in the declaration.  Business owners have until September 23rd to apply and can do so at disasterloan.sba.gov/ela/