The paycheck protection program for small businesses applies to businesses with 500 or fewer employees including not-for-profits, veterans' organizations, tribal concerns, self-employed individuals, sole proprietorships, and independent contractors. The loans will cover payroll and overhead expenses spanning from February 15 to June 30th as well as other costs. These loans will be on a first come first serve basis and may be forgiven if stipulations are met. Below you can hear our conversation on who qualifies and how to apply. I've also listed several resources here: including a fact sheet from the Small Business Administration , a list of SBA approved lenders, and an outline of the eligibility application .